Long-Term Financial Security
AMFI ARN-281405 / APMI APRN08615
Retirement Planning
Retirement is not an age; it is a financial number. True Investment Services designs bespoke retirement accumulation and decumulation roadmaps that factor in inflation, rising healthcare costs, and life expectancy to ensure uninterrupted financial independence.
Key Highlights & Strategy Framework
Inflation-Adjusted Target Corpus Calculation
Systematic Withdrawal Plan (SWP) Tax-Efficient Monthly Pension
Multi-Asset Accumulation Model (Equity for Growth, Debt for Capital Preservation)
Health & Emergency Reserves Shielding the Core Retirement Fund
Value Proposition
Our Solutions & Your Benefits
Inflation-Proof Living
Maintains your purchasing power throughout 25-35+ retirement years.
Tax-Smart Monthly Income
SWP structures are significantly more tax-efficient than traditional fixed deposits.
Capital Longevity
Retains an equity growth portion to prevent corpus depletion in advanced years.
Peace of Mind
Guarantees regular cash flow directly credited to your savings bank account.
How We Work With You
01
Estimate future post-retirement monthly expenses factoring in 6-7% annual inflation
02
Calculate the total retirement corpus required using longevity projections
03
Structure monthly SIP accumulation during working years
04
Transition towards systematic withdrawal plans (SWP) post-retirement for steady monthly cash flows
Frequently Asked Questions
If your current monthly expense is ₹50,000 and you retire in 20 years, inflation at 6% will increase that expense to ~₹1.6 Lakhs/month. A sustainable corpus typically ranges from 25x to 30x your annual retirement expenditure.
In an SWP, you instruct the mutual fund AMC to redeem a fixed amount every month and credit it to your bank account, while the remaining balance continues to generate market returns.
Statutory Regulatory Disclaimer:
Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing.